We offer a variety of health insurance plans, including individual, family, and small group plans. Options include PPOs and high-deductible plans with Health Savings Accounts (HSAs).

You can check if your doctor is in-network by using our online provider search tool or contacting our customer service for assistance.

Our vision insurance plans cover eye exams, prescription glasses, contact lenses etc. We offer both individual and family coverage options.

Our dental insurance plans cover routine cleanings, X-rays, fillings, and major etc. Some plans also include orthodontic coverage.

Most claims are filed directly by the provider, but if you need to file one, you can do so easily through our online portal or by contacting our claims department.

You can get a quote and enroll in a plan through our website by clicking on the enroll or apply buttons.

Yes, we provide group health, vision, and dental insurance plans tailored to meet the needs of small businesses and their employees.

Nursing home insurance helps cover the costs of long-term care services, including stays in nursing homes, assisted living facilities, and in-home care.

What does nursing home insurance cover?

It typically covers room and board, skilled nursing care, personal care services, therapy, and assistance with daily activities.

How do I qualify for nursing home insurance benefits?

Benefits usually kick in when you are unable to perform a certain number of daily living activities, such as bathing, dressing, or eating, without assistance.

Gap coverage insurance is a supplemental policy that helps cover out-of-pocket costs that your primary health insurance doesn't cover, such as deductibles, copayments, and coinsurance.

Who should consider gap coverage insurance?

It's ideal for individuals with high-deductible health plans who want additional financial protection against unexpected medical expenses.

Does gap coverage insurance cover all medical expenses?

No, gap coverage is meant to complement your primary insurance by covering specific costs like deductibles and copayments but does not replace comprehensive health insurance.

We offer term life insurance plans with no medical exam required to meet a variety of needs and budgets.

How much life insurance do I need?

The amount of coverage depends on your financial situation, including debts, income replacement needs, and future expenses like college tuition for dependents.

Can I get life insurance if I have a pre-existing condition?

Yes, but approval and rates depend on the type of condition, its severity, and the type of policy you're applying for. Some policies may have exclusions or higher premiums.

Accident insurance provides a lump-sum benefit if you're injured in an accident, helping to cover medical bills, lost wages, and other expenses related to the injury.

What types of accidents are covered?

Coverage typically includes a wide range of accidents, such as falls, fractures, burns, and dislocations, whether at work, at home, or during recreational activities.

Is accident insurance the same as health insurance?

No, accident insurance is a supplemental policy that provides additional financial protection on top of your health insurance.

Cancer insurance is a supplemental policy that provides financial benefits to help cover costs associated with cancer treatment that health insurance may not fully cover.

What does cancer insurance cover?

It can help pay for out-of-pocket expenses like deductibles, copays, experimental treatments, travel for treatment, and even everyday living expenses during treatment.

Can I get cancer insurance if I have a family history of cancer?

Yes, having a family history of cancer typically does not disqualify you from purchasing a policy, though premiums and coverage options may vary.

Critical illness insurance provides a lump-sum payment if you're diagnosed with a covered critical illness, such as heart attack, stroke, or major organ failure.

How can the lump-sum benefit be used?

The benefit can be used for any purpose, including medical expenses, mortgage payments, travel for treatment, or income replacement during your recovery.

Are all critical illnesses covered under this insurance?

Coverage varies by policy, but common covered conditions include heart attacks, strokes, cancer, and other major illnesses. Always review the policy details for specific covered conditions.